When moving to Michigan or acquiring a new vehicle within the state, understanding the paperwork involved in car registration is crucial. Michigan has specific requirements that you need to navigate to ensure your vehicle is legally on the road. Here's a detailed guide to help you through this process.
Vehicle Title
Your first step in Michigan car registration is securing a Certificate of Title. Here’s what you need:
- Original Title: If your vehicle is from out-of-state, you’ll need the original title from the previous state, properly signed over to you. If it’s a new purchase, the dealership will likely provide this.
- Lien or Lease Release: If there’s a lien on the vehicle or it was leased, provide proof that it’s been paid off or the lease has ended.
- Manufacturer’s Certificate of Origin: If the vehicle is new, you’ll also need this document from the manufacturer or the authorized Michigan dealer.
🚗 Note: If you have an out-of-state title, it must be signed by the seller, including their printed name, date, and any lien release if applicable.
Proof of Insurance
Michigan requires you to have no-fault insurance coverage. You’ll need to provide:
- An insurance certificate from your auto insurance provider.
- Proof of Personal Injury Protection (PIP) which is mandatory.
- Liability insurance that meets Michigan’s minimum coverage amounts.
Application for Registration
You’ll need to fill out the Michigan Secretary of State’s Application for Title and Registration (TR-123):
- Provide all necessary personal information, including your name, address, and driver’s license number.
- Indicate if you want to receive your registration sticker through the mail or to pick it up in person.
- Choose between a standard license plate or a personalized one.
Vehicle Identification Number (VIN) Verification
If your vehicle is from out-of-state or has been reconstructed or has had significant alterations, you might need a VIN Verification:
- Get this from a police officer or an authorized Michigan inspection station.
- This ensures the vehicle’s VIN matches what’s on the title and isn’t altered or obscured.
Emission and Safety Tests
Though Michigan does not require smog checks for registration, here are instances where a safety inspection might be necessary:
- For reconstructed vehicles.
- When transferring ownership of salvaged or rebuilt vehicles.
Sales Tax and Fees
Be prepared for:
- A 6% sales tax on the purchase price or value of the vehicle.
- Title transfer fee of $15.
- Registration fees based on vehicle weight or plate style.
Registration Process
Here’s how to proceed:
- Gather Documents: Collect your title, proof of insurance, completed application, and any fees or taxes due.
- Visit a Secretary of State Office: Find your local branch office to submit these documents in person. Online registration is also available for those who qualify.
- Plate Issuance: If everything is in order, you’ll either receive your plate immediately or pick it up later. Alternatively, you can opt for it to be mailed.
- Pay any outstanding fees.
Remember, in Michigan, vehicle registration must be done within 15 days of establishing residency, purchasing, or acquiring a vehicle.
In summary, registering a car in Michigan involves ensuring you have all necessary documents like the vehicle title, proof of insurance, and application for registration. Each step is vital to keep your vehicle compliant with state laws and regulations. Whether you’re a new resident or have purchased a new vehicle, understanding and following these steps will ease the process, ensuring you’re legally driving on Michigan roads.
What if I don’t have the original title for my vehicle?
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If you don’t have the original title, you’ll need to apply for a duplicate title from the state where the vehicle was last titled before proceeding with registration in Michigan.
Can I register my car online in Michigan?
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Yes, Michigan offers online registration for certain vehicles, as long as you meet all the criteria, like being a current Michigan resident with no outstanding fees or restrictions.
How long does it take to receive my license plate?
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If you choose to have your license plate mailed, it could take up to two weeks. For instant pickup, you’ll receive it immediately at the office.
